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Just remember the word "SCAM."

To help minimize the risk of becoming a victim of identity theft, there are a few simple steps you can take. For starters, just remember the word "SCAM."

S: Be STINGY about giving out your personal information to others unless you have a reason to trust them, regardless of where you are.

C: CHECK your financial information regularly and look for what should be there and what shouldn't.

A: ASK periodically for a copy of your credit report.

M: MAINTAIN careful records of your banking and financial accounts.

Educating yourself is the best way to minimize identity theft.